John Roby in Chattanooga: A Residential Real Estate Agent Focused on East Side and North Shore Markets
John Roby is an individual real estate agent operating in Chattanooga who specializes in residential sales on the city's East Side and North Shore neighborhoods, working as a buyer's and listing agent within the local MLS system.
How agents are paid and what buyers and sellers should expect
Real estate agents in Chattanooga typically earn commission on completed sales, split between the listing agent and buyer's agent. The standard rate hovers around 5 to 6 percent of the final sale price, though this is negotiable. A buyer working with an agent like Roby pays nothing directly; the seller's proceeds cover both agents' commissions at closing. A seller listing a property pays the full commission split from their net proceeds, usually divided 2.5 to 3 percent to the listing agent and an equal amount to the buyer's agent. This structure means the buyer's agent has financial incentive to help you close, while the listing agent is motivated to sell the property, not necessarily to maximize your offer.
How to evaluate a Chattanooga agent and where Roby fits
An agent's value depends on local market knowledge, responsiveness, and experience with your specific neighborhood and transaction type. Roby's focus on East Side and North Shore areas means deeper familiarity with those particular submarkets: inventory patterns, price trends, school zones, and neighborhood-specific financing or inspection issues. An agent covering all of Chattanooga (like many larger brokers assign) spreads attention across diverse markets; Roby's narrower scope trades breadth for depth.
Check an agent's recent sales on the Chattanooga MLS to see how many transactions they close per year and which price range they handle most. A Chattanooga agent closing 10 to 15 homes annually typically knows the market better than one closing 2 to 3. Ask specifically about comparable sales in your target neighborhood within the last 90 days, not citywide averages; North Shore pricing dynamics differ sharply from East Brainerd or St. Elmo. For buyers, confirm whether the agent will attend inspections, interpret inspection reports, and negotiate repairs or credits based on findings. For sellers, understand the agent's staging recommendation, photography approach, and marketing plan. Agents who list on multiple platforms (Zillow, Realtor.com, local broker sites) reach more buyers; those who use professional photography and write detailed descriptions historically sell faster.
Buyer's agent versus listing agent: which role to choose
When you buy, a buyer's agent negotiates on your behalf, advises on offer structure and contingencies, and coordinates inspections and appraisals. You owe no commission; the listing agent's commission covers both sides. When you sell, a listing agent handles pricing, marketing, showing coordination, and negotiations with buyers' agents. You negotiate their commission at the listing appointment. Some agents do both equally well; others lean harder toward buying or selling based on temperament. Roby's East Side and North Shore focus suggests local seller relationships and repeat listings in those areas. If you are buying in those neighborhoods, working with him means he likely knows which homes will list soon and understands the competitive dynamics.
First steps with a real estate agent
Before contacting an agent, identify 3 to 5 homes you like in your target area, note their list prices, and visit them if open. This shows the agent you are serious and gives them insight into your actual preferences versus abstract desires. When you call or meet, ask for recent comparable sales data (agents access this on the MLS) and their recommended list price range or offer strategy based on those comps. If buying, ask what neighborhoods they work in most and how many buyer clients they represent concurrently; an agent juggling 20 buyers may respond slowly. If selling, ask their average days-on-market for similar homes, the percentage of list price they achieve, and whether they negotiate seller concessions or require cash offers in their listings.
Timing, communication, and practical logistics
Real estate transactions in Tennessee typically take 30 to 45 days from offer to closing. During that time, an agent coordinates with the buyer's lender, title company, inspector, and appraiser. Responsiveness matters: if Roby takes 24 hours to return a message during inspection period or appraisal review, that delay can cost you thousands in renegotiation time. Ask upfront about availability, whether the agent handles nights and weekends, and whether you reach them directly or through an assistant. For Chattanooga transactions, confirm the agent uses a local title company and knows any lender quirks (some local banks have stricter appraisal or employment verification requirements than national lenders).
John Roby merits consideration if you are buying or selling in Chattanooga's East Side or North Shore and value neighborhood-specific expertise over broad city coverage.
