Mike Givens at RE/MAX Properties in Chattanooga: A Buyer's Agent Focused on First-Time Homebuyers

Mike Givens operates as a buyer's agent within the RE/MAX Properties franchise in Chattanooga, specializing in representing purchasers rather than sellers and working primarily with first-time homebuyers navigating the local market between $150,000 and $350,000.

What a buyer's agent actually does

A buyer's agent represents your interests during a home purchase, not the seller's. Givens identifies properties matching your criteria, schedules showings, advises on offer strategy, and negotiates on your behalf. You pay nothing upfront; his commission (typically 2.5 to 3 percent of the sale price, paid by the seller's proceeds) aligns his incentive with yours: securing the best property at the lowest price. This differs from a listing agent, who markets the property for the seller. In Chattanooga's current market, where inventory in accessible neighborhoods rotates quickly, having an agent who knows the local market patterns matters more than in slower markets.

How Givens compares to other Chattanooga buyer's agents

RE/MAX Properties is one of several national franchises in Chattanooga; agents also operate through Keller Williams, Coldwell Banker, and independent brokerages. RE/MAX agents typically work on a higher commission split with their broker (meaning more of the seller-paid commission stays with the agent), which can translate to better negotiating resources or willingness to spend time on lower-priced homes. Independent agents or those at smaller brokerages may offer more personalized attention but less institutional support. Givens' focus on first-time buyers suggests patience with the inspection and financing process, whereas some agents prioritize volume or move quickly to the next deal. If you're buying in established neighborhoods like Northshore or St. Elmo, any RE/MAX agent knows comparable sales; Givens' specificity likely lies in understanding first-time buyer concerns like closing costs, contingency structures, and inspection negotiation.

Services and what to expect on costs

Buyer representation is free at point of sale. Givens earns his commission from the seller's proceeds, split with the listing agent. If a property is listed at $250,000 with 5 percent total commission (standard in Chattanooga, though rates vary), approximately $6,250 goes to both agents combined. RE/MAX franchise fees and brokerage splits are internal; you see no bill. Where costs can appear: Givens may recommend inspectors, appraisers, or lenders, but you choose and pay those vendors directly. An inspection typically runs $300 to $500; appraisal fees are set by the lender and run $400 to $600. Givens does not charge for consultations, property searches, or initial meetings.

Who this fits and who it doesn't

Givens suits buyers purchasing their first or second home, unfamiliar with offer mechanics, contingencies, or inspection timelines. If you're buying in Chattanooga proper (not suburban Hamilton County), buying between $150,000 and $350,000, and want someone to explain each step, a first-time buyer specialist adds real value. This model does not fit you if you're a cash buyer with no contingencies, buying investment property in volume (investors often use specialized commercial agents), or if you prefer unrepresented negotiation (possible but uncommon in residential Chattanooga). It also does not fit if you're relocating from out of state and need an agent who specializes in specific zip codes; Givens' focus is broader.

What the first consultation involves

Initial contact is typically by phone or email. Givens asks about your budget, timeline, and neighborhood preferences, then pulls comparable sales for homes matching your criteria to confirm affordability. This is not a hard sales pitch; it's an alignment check. If your $300,000 budget targets North Shore (median list price closer to $425,000), he explains the gap. You discuss whether you want to expand the search radius or adjust upward. If both sides agree to work together, he provides a buyer representation agreement (a contract stating he represents you and outlines commission expectations). Nothing is binding until you make an offer.

Hours, logistics, and how to reach him

RE/MAX Properties has a main office in downtown Chattanooga; individual agent availability varies. Most buyer's agents schedule evening and weekend showings to accommodate working buyers. Confirm current hours and availability directly through RE/MAX's Chattanooga website or Givens' direct contact. There is no walk-in requirement; all early work happens remotely or during showings. Parking at showings is at the property; logistics are minimal.

Givens fits the role of a local buyer's agent who understands Chattanooga's price tiers and first-time buyer contingencies, making him a reasonable first contact if you're purchasing in that market segment for the first time.