Stovall Apartments in Chattanooga: Mid-Rise Living Near Downtown with Direct Access to the Riverwalk
Stovall Apartments is a mid-rise residential building managed by Callio Properties, located close enough to downtown Chattanooga that residents can walk to the Tennessee Riverwalk and the North Shore district without requiring a car. The complex targets working professionals and small families seeking walkable urban living on Chattanooga's north side.
What Stovall Apartments actually is
Stovall occupies a position between smaller garden-style complexes scattered across Chattanooga neighborhoods and the newer high-density towers that have risen downtown since 2015. The building contains 60 to 70 units across multiple stories, with a mix of one-bedroom and two-bedroom floor plans. Unlike purpose-built student housing or age-restricted senior communities, Stovall serves the general rental market without income limits or demographic restrictions. The property sits within walking distance of the Riverwalk, placing residents near restaurants, shops, and the Tennessee Aquarium without the price premium of a downtown address.
Floor plans and rental pricing
One-bedroom units at Stovall range from approximately 650 to 750 square feet. Two-bedroom units typically span 850 to 950 square feet. Rental rates vary by floor level, unit orientation, and lease term; current pricing should be confirmed directly with Callio Properties, as rates fluctuate seasonally and with lease renewal cycles. Most units include a kitchen with basic appliances, in-unit laundry or laundry facilities in the building, and climate control. Parking is included in the lease, with designated spots assigned to each unit. Move-in costs typically include the first month's rent, a security deposit matching one month's rent, and any required application or administrative fees; prospective tenants should request a full cost breakdown before signing.
How Stovall compares to other Chattanooga apartments
The North Shore area where Stovall sits occupies a distinct niche compared to other Chattanooga rental markets. Complex Garden Towers, located further south near the University of Tennessee at Chattanooga campus, targets a younger renter base and often fills with students; Stovall's proximity to the Riverwalk and distance from campus make it more appealing to professionals. The Landmark, a newer downtown luxury building completed in 2018, offers high-end finishes and rooftop amenities but commands rents 25 to 40 percent higher than Stovall for comparable square footage. Apartments in suburban areas like East Brainerd or Hamilton Place offer lower rents but require a car for most activities; Stovall's walkability trades slightly higher rent for the ability to reach restaurants and employment centers on foot. For tenants prioritizing location and walkability over luxury finishes, Stovall delivers better value than downtown buildings. For those seeking the lowest possible rent, suburban complexes with parking lots and longer lease terms may serve better.
Who Stovall suits and who it does not
Stovall works well for working professionals with flexible hours who value proximity to downtown dining and entertainment, remote workers who do not commute daily, and small families with one or two children who want urban walkability without downtown prices. The building's moderate age and standard finishes attract renters prioritizing location over newly renovated interiors. Tenants expecting luxury amenities such as a rooftop pool, concierge service, or high-end appliances should look to downtown options like The Landmark. Those relocating to Chattanooga for jobs in East Brainerd or Hixson may find a longer commute from the North Shore not worth the walkability gain. Pet owners should confirm the building's current pet policy and deposit structure before applying.
What to expect on your first visit
Contact Callio Properties to schedule a showing during business hours. A leasing agent will walk you through available units, showing a one-bedroom and two-bedroom model to illustrate layout differences. Come prepared to discuss your move-in timeline, employment status, and any questions about lease terms. The building's exterior and common areas are accessible for observation without an appointment, allowing you to walk the surrounding North Shore neighborhood, verify parking arrangements, and assess pedestrian routes to nearby businesses. If you proceed, the application process typically takes three to five business days once you submit proof of income, a completed application, and payment of any application fee.
Location, hours, and logistics
Stovall Apartments sits on the North Shore near the base of the Walnut Street Bridge, placing it within a 10 to 15 minute walk of Frazier Avenue restaurants, the Riverwalk, and the Aquarium. Parking is assigned and included in the lease. Leasing office hours vary and should be confirmed with Callio Properties directly; most apartment leasing offices operate 9 a.m. to 6 p.m. on weekdays and 10 a.m. to 4 p.m. on Saturdays. The nearest public transit is CARTA's Main Street line, one block away, providing access to downtown and beyond. For residents without cars, the location's walkability and transit proximity make it functional; those with vehicles should expect street parking availability to tighten during peak hours.
Stovall fills a practical middle ground in Chattanooga's rental landscape: urban enough to walk downtown, affordable enough not to demand a six-figure income, and stable enough to accommodate residents staying longer than a semester.
