Town And Country Luxury Apartments in Chattanooga: Mid-Range Downtown Living with Furnished Options
Town And Country Luxury Apartments is a 247-unit residential community in downtown Chattanooga, located near the Tennessee Riverpark and within walking distance of the North Shore entertainment district. The property offers both furnished and unfurnished one-, two-, and three-bedroom floor plans, positioning itself between high-end luxury towers and standard market-rate complexes in Chattanooga's apartment landscape.
What Town And Country Actually Is
Town And Country operates as a mid-scale apartment community rather than a boutique or ultra-luxury development. The building dates to the early 2000s and has been renovated over the past decade. Units come standard with stainless steel appliances, granite countertops, hardwood and tile flooring, and walk-in closets. The property offers both lease-to-own options and traditional month-to-month or 12-month leases, a structure less common among Chattanooga apartment complexes. The furnished units target relocating professionals and temporary tenants; unfurnished units serve permanent residents and families.
Pricing and Lease Terms
One-bedroom unfurnished units range from $1,050 to $1,250 per month depending on floor location and whether the unit includes a balcony or patio. Two-bedroom units start at $1,350 and reach $1,650. Three-bedroom units, limited in number, fall between $1,700 and $2,000. Furnished one-bedroom units rent at approximately $1,400 to $1,600 monthly, and furnished two-bedrooms at $1,800 to $2,100. Standard lease terms require a security deposit equal to one month's rent, and most leases carry a 12-month minimum, though shorter-term furnished leases (three to six months) are available at a 15 to 20 percent premium over the annualized rate. Pet fees typically run $250 per pet for a one-time fee plus $25 monthly, though this structure should be confirmed before applying.
Amenities and Services
The property includes a fitness center with cardio and weight equipment, a resort-style pool with a separate hot tub, a business center with private office spaces for rent by the hour or day, and a dog park. Utilities are not included in the base rent; tenants pay separately for electricity, water, and internet. The community offers concierge services, package receiving, and 24-hour emergency maintenance. Parking is assigned and included in rent; the property has a surface lot rather than a garage.
How Town And Country Compares to Other Chattanooga Apartments
Town And Country's furnished-unit option sets it apart from most mid-market competitors in Chattanooga. Nearby alternatives like The Lofts at Moccasin Bend, also in downtown, emphasize historic conversion and industrial aesthetics but do not routinely offer furnished leases and typically run $100 to $200 higher per month for unfurnished units. Riverwalk Apartments, a newer downtown property, advertises higher-end finishes and charges $1,250 to $1,400 for comparable one-bedroom units but lacks the furnished option.
Outside downtown, mid-range complexes such as those in the Hixson or East Brainerd corridors often undercut Town And Country by $150 to $300 monthly but are 15 to 20 minutes from downtown attractions and the riverfront. Town And Country's location directly addresses the premium Chattanooga renters pay for walkability and proximity to the Riverwalk and Aquarium; the trade-off is less square footage for the dollar than suburban alternatives.
The lease-to-own structure is uncommon enough in Chattanooga to merit clarification before commitment. This option appeals to renters building credit or saving for a down payment, but the mechanics differ significantly from standard lease agreements and should be reviewed with legal counsel.
Who This Apartment Community Suits
Town And Country works well for relocating professionals who need immediate, move-in-ready housing without purchasing furniture, and for 18 to 36-month tenants who value downtown walkability over suburban space. The furnished units attract corporate transfers and short-term assignments. The three-bedroom floor plans serve small families or multi-person roommate arrangements. Pet owners with dogs benefit from the dedicated dog park and outdoor space.
The property does not suit tenants seeking luxury finishes or concierge-level amenities comparable to newer high-rise developments, or those strongly preferring garage parking in a region where summer heat and occasional ice make surface lots inconvenient. The building's age means occasional maintenance delays during peak seasons, and the complex does not offer controlled-access entry to individual units (key card entry to the building exists, but unit locks are traditional).
First Visit and Application Process
Prospective tenants can schedule tours through the leasing office during business hours or by phone. The application requires proof of income (typically 2.5 to 3 times the monthly rent), a government-issued ID, and authorization for a background and credit check. Processing typically takes 3 to 5 business days. Move-in fees include the security deposit, first month's rent, and a $150 administrative fee. Furnished units may have earlier availability than unfurnished ones, particularly during off-peak summer months.
Hours, Parking, and Logistics
The leasing office is open Monday through Friday, 9 a.m. to 6 p.m., and Saturday, 10 a.m. to 4 p.m. Sunday hours vary seasonally. Parking is surface lot assigned; the property sits within the downtown grid and does not have direct highway access, making car-dependent commuters to Hixson or Signal Mountain add 20 to 30 minutes to daily transit. Public parking meters surround the building for visitors. The nearest bus stop for CARTA is one block away.
Town And Country fills a specific niche in Chattanooga's rental market: professionals who prioritize downtown access and move-in convenience over maximum space or cutting-edge finishes, and for whom a furnished short-term lease solves a genuine logistics problem rather than serving as a permanent solution.
